IMLA News Archive
News items from 2026
Advisers’ confidence in their own firms climbs to year end
57% of advisers ‘very confident’ and 43% ‘fairly confident’ on business outlook in December 2025
Average mortgage LTV falls to 59% as £677bn of housing equity builds up
Lower leverage strengthens resilience, but widening access remains critical
UK housing defies weak growth as arrears continue to fall
Mortgage arrears forecast to fall further in 2026 and 2027, as cautious lending practices and equity buffers have supported borrower resilience: housing remains one of the few consistent bright spots in a subdued UK economy.
Remortgaging set to regain ground as affordability improves and fixed-rate cliff edge looms
Remortgaging volumes to rise to £103bn in 2026 and £110bn in 2027, up from £93bn in 2025, as improved affordability enables more borrowers to switch lender