IMLA News Archive
News items from 2026
IMLA welcomes Yorkshire Building Society report calling for action to restore the housing ladder
The Intermediary Mortgage Lenders Association (IMLA) has welcomed Yorkshire Building Society’s new No Way Home? Restoring Britain’s Housing Ladder report, saying it reinforces the urgent need for government, regulators and the mortgage industry to work together to remove unnecessary barriers to homeownership.
Intermediaries report busiest start to a year since Stamp Duty rush but geopolitical uncertainty clouds the outlook
The latest Mortgage Market Tracker report from IMLA shows that mortgage intermediaries experienced an unusually active start to 2026 with the average number of cases placed per year rising to 96, up seven from 89 in Q4 2025.
Keep calm and carry on: Perspective in a volatile mortgage market
Lender–broker partnerships matter most in uncertain markets
Banging my head against a (fully insulated cavity) brick wall…
Housing remains bright spot in dark times
Advisers’ confidence in their own firms climbs to year end
57% of advisers ‘very confident’ and 43% ‘fairly confident’ on business outlook in December 2025
Opening the door to homeownership, not to risk
Average mortgage LTV falls to 59% as £677bn of housing equity builds up
Lower leverage strengthens resilience, but widening access remains critical
UK housing defies weak growth as arrears continue to fall
Mortgage arrears forecast to fall further in 2026 and 2027, as cautious lending practices and equity buffers have supported borrower resilience: housing remains one of the few consistent bright spots in a subdued UK economy.
Remortgaging set to regain ground as affordability improves and fixed-rate cliff edge looms
Remortgaging volumes to rise to £103bn in 2026 and £110bn in 2027, up from £93bn in 2025, as improved affordability enables more borrowers to switch lender