IMLA News Archive
News items from 2025
Spread the word: more people can afford to buy
IMLA welcomes FCA focus on advice and more realistic affordability
IMLA welcomes the FCA’s intention to explore and consult on changes that would further support first-time buyers and currently underserved groups
IMLA forecasts sustained growth in mortgage lending through 2026 and 2027
IMLA is forecasting continued growth in the UK housing and mortgage markets through 2026 and 2027, with rising lending volumes supported by falling interest rates, improving affordability and easing mortgage regulations.
Market Harborough Building Society joins IMLA
Market Harborough Building Society becomes the latest full member of the Intermediary Mortgage Lenders Association, making 54 members, including banks, building societies and specialist lenders
2026: A year of renewed confidence for brokers and borrowers?
Time to raise standards
Cheaper power, not pricier homes — a better route to Net Zero?
Intermediary confidence dips slightly in Q3 as completions remain steady
The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA) shows a slight softening in intermediary confidence at the end of Q3 2025, with the timing of the Budget.
Hands off our housing market
Bringing homebuying into the 21st century
Lenders back drive for transaction clarity, speed and professionalism in property transactions
The Intermediary Mortgage Lenders Association (IMLA) has broadly welcomed the government’s consultation on reforming the home buying and selling process, describing it as a long-overdue opportunity to modernise one of the most outdated elements of the housing market.
Hands off the housing market
The Intermediary Mortgage Lenders Association (IMLA) has issued a stark warning to Chancellor Rachel Reeves against using the housing market as a convenient target for tax rises in November’s Budget, saying that such measures would fail to raise meaningful revenue and could instead choke off economic growth.
Flexible lending rules must go hand-in-hand with high-quality advice
IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.
FTBs need Help to Buy, not guarantees
Broker confidence remains resilient in Q2 despite market cooling
The latest Mortgage Market Tracker report from IMLA shows that mortgage intermediaries remained confident in their business and the intermediary sector during Q2 2025.
Renters' Rights Bill risks undermining rental supply
What does the future look like?
Relaxing lending rules does not mean risky lending
Let’s turn the ebbing tide of homeownership
3.5 million first-time buyers waiting in the wings
Regulation blocking many prudent buyers from homeownership