IMLA News Archive
Topic:
Remortgaging set to regain ground as affordability improves and fixed-rate cliff edge looms
Remortgaging volumes to rise to £103bn in 2026 and £110bn in 2027, up from £93bn in 2025, as improved affordability enables more borrowers to switch lender
Adviser confidence in mortgage market surges
Intermediary confidence nears historic levels, with a sharp recovery in cases placed.
IMLA urges government to review regulatory barriers to first-time ownership
IMLA’s latest research on mortgage affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by the end of 2023.
Government must maintain balance between home ownership and private rental sector in 2022
The recommendation is part of IMLA’s 2022 Mortgage Market Manifesto, identifying key areas of focus for the market this year
Mortgage market set for quieter 2022 after unprecedented 2021, IMLA report predicts
The Intermediary Mortgage Lenders Association (IMLA) has published its 2022 ‘The New Normal—prospects for 2022 and 2023’ report, predicting mortgage market performance in 2022 and 2023
Lenders have a role to play in tackling climate change, but BEIS proposals unlikely to achieve desired results
IMLA has responded to a Department for Business, Energy and Industrial Strategy (BEIS) consultation which proposes lenders annually disclose the average EPC rating of all properties they lend against
IMLA research: first time buyers could lead economic recovery if government reconsiders regulation
The Intermediary Mortgage Lenders Association (IMLA) urges the government to assess the impact of post-financial crisis regulatory changes and consider easing these restrictions to help first time homebuyers lead the economic recovery in the wake of the COVID-19 pandemic.
IMLA cautions against Mortgage Market Study unrealistically raising borrower expectations
It will take time for lenders to adopy modified assessment processes suggested by the regulator and this could disadvantage trapped borrowers.
IMLA comments on the Autumn Statement for Mortgage Solutions’ Marketwatch
Peter Williams, Executive Director of the Intermediary Mortgage Lenders Association (IMLA), outlines IMLA’s wish list for Autumn Statement
‘Regulatory layering’ threatens to bar more consumers from getting a mortgage
IMLA report – Regulatory layering: assessing the cumulative impact of new financial regulations
IMLA comments on the Bank of England’s new powers to protect financial stability
Peter Williams, Executive Director of the Intermediary Mortgage Lenders Association (IMLA), comments
Journey to the FCA; to make financial markets work well so consumers get a fair deal
Response by the Intermediary Mortgage Lenders Association