IMLA News Archive
Topic:
IMLA forecasts sustained growth in mortgage lending through 2026 and 2027
IMLA is forecasting continued growth in the UK housing and mortgage markets through 2026 and 2027, with rising lending volumes supported by falling interest rates, improving affordability and easing mortgage regulations.
Flexible lending rules must go hand-in-hand with high-quality advice
IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.
3.5 million first-time buyers waiting in the wings
Regulation blocking many prudent buyers from homeownership
Permanent Mortgage Guarantee Scheme would not move the dial for FTBs
The Labour party’s proposed initiative has been effective in grabbing headlines, but would be unlikely to be effective in helping First-Time Buyers onto the property ladder.