IMLA News Archive
Topic:
Flexible lending rules must go hand-in-hand with high-quality advice
IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.
Government must maintain balance between home ownership and private rental sector in 2022
The recommendation is part of IMLA’s 2022 Mortgage Market Manifesto, identifying key areas of focus for the market this year
House price earnings ratio reaches historic high in 2021 as UK experiences mortgage affordability paradox
The latest research from the Intermediary Mortgage Lenders Association suggests that the UK is experiencing a mortgage affordablility paradox.
Hidden housing market—200,000 annual movers are ‘last-time’ buyers
IMLA report—‘Last-time buyers: the challenges and opportunities for 55+ home-owners wanting to move home’
UK homeowners ageing faster than wider population as later life lending boom puts pressure on advice silos
New IMLA report: ‘Developments in later life lending to an ageing population
Fears of future mis-selling scandal leave older mortgage borrowers out in the cold.
IMLA calls for MMR review to clarify acceptable practice on lending into retirement in their new report – The changing face of non standard mortgage lending