IMLA News Archive
Topic:
IMLA welcomes FCA focus on advice and more realistic affordability
IMLA welcomes the FCA’s intention to explore and consult on changes that would further support first-time buyers and currently underserved groups
Intermediary confidence dips slightly in Q3 as completions remain steady
The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA) shows a slight softening in intermediary confidence at the end of Q3 2025, with the timing of the Budget.
Flexible lending rules must go hand-in-hand with high-quality advice
IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.
Broker confidence remains resilient in Q2 despite market cooling
The latest Mortgage Market Tracker report from IMLA shows that mortgage intermediaries remained confident in their business and the intermediary sector during Q2 2025.
3.5 million first-time buyers waiting in the wings
Regulation blocking many prudent buyers from homeownership
Adviser confidence in mortgage market surges
Intermediary confidence nears historic levels, with a sharp recovery in cases placed.
IMLA warns of unintended consequences of proposals for PRS
IMLA report on the Private Rented Sector calls for government to: recognise the importance of PRS, which houses 20% of UK households; accept that increased regulation will push up rents, and; apply policy more fairly across tenures.
Intermediary confidence rises to long-run ‘norm’ in Q2 2024 as business volumes grow
Adviser confidence in outlook for the mortgage market, intermediary sector and own business all up in the first quarter of 2024, according to the latest findings from IMLA’s Mortgage Market Tracker
IMLA urges government to review regulatory barriers to first-time ownership
IMLA’s latest research on mortgage affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by the end of 2023.
Permanent Mortgage Guarantee Scheme would not move the dial for FTBs
The Labour party’s proposed initiative has been effective in grabbing headlines, but would be unlikely to be effective in helping First-Time Buyers onto the property ladder.
IMLA backs BSA’s calls for housing policy reform
The Intermediary Mortgage Lenders’ Association (IMLA) fully supports the Building Societies Association (BSA) in its calls for Government reforms to assist first-time buyers and address the UK’s housing crisis
Confidence returns to mortgage market with intermediary business levels up in Q4 2023
The latest Mortgage Market Tracker Report from IMLA reveals that 83% of advisers felt confident about the outlook for the mortgage market in December 2023, with the average number of cases placed annually by mortgage brokers rising to 103 in Q4.
Intermediary confidence in mortgage market ‘surprisingly’ steady for Q2 as business levels hold
The latest Mortgage Market Tracker report from IMLA reveals surprisingly upbeat market sentiment among advisers during Q2, although the data indicate growing caution about the outlook for the sector.
Mortgage market confidence dropped in Q4, but steady caseload volumes show business as usual on the horizon
The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA) has been released today, finding that the sector has recovered well from the disruption following the mini-budget in September 2022.
Mortgage market to slow in 2023 and 2024 but borrowers remain resilient in the face of global upheavals, IMLA report predicts
The Intermediary Mortgage Lenders Association (IMLA) has published its “New ‘normal’ – prospects for 2023 and 2024” report, predicting mortgage market performance in 2023 and 2024
Average intermediary caseloads dip in the third quarter of 2022—IMLA report reveals
Demand in the mortgage market has dipped slightly in Q3 2022, most likely as a result of the current turbulent economic climate, with the latest data from IMLA’s Mortgage Market Tracker showing that average intermediary case volumes decreased slightly from 97 in Q2 to 93 in Q3.
Average intermediary caseload volumes fall in the first quarter of 2022 from record peak in Q4 2021, but confidence remains high—IMLA report reveals
Intermediary confidence in the outlook for their own firms remained strong, with 62% feeling ‘very confident’ and 98% feeling ‘very confident’ or ‘fairly confident’.
Average intermediary caseload volumes reach record high in Q4, according to IMLA
Intermediary confidence in the outlook for their own firms was also strong, with 62% feeling ‘very confident’ and 98% confident overall.
Government must maintain balance between home ownership and private rental sector in 2022
The recommendation is part of IMLA’s 2022 Mortgage Market Manifesto, identifying key areas of focus for the market this year
Mortgage market set for quieter 2022 after unprecedented 2021, IMLA report predicts
The Intermediary Mortgage Lenders Association (IMLA) has published its 2022 ‘The New Normal—prospects for 2022 and 2023’ report, predicting mortgage market performance in 2022 and 2023