IMLA News Archive


Topic:

IMLA welcomes FCA focus on advice and more realistic affordability
19 December 2025

IMLA welcomes the FCA’s intention to explore and consult on changes that would further support first-time buyers and currently underserved groups

Flexible lending rules must go hand-in-hand with high-quality advice
20 September 2025

IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.

House price earnings ratio reaches historic high in 2021 as UK experiences mortgage affordability paradox
29 November 2021

The latest research from the Intermediary Mortgage Lenders Association suggests that the UK is experiencing a mortgage affordablility paradox.

IMLA cautions against Mortgage Market Study unrealistically raising borrower expectations
22 July 2019

It will take time for lenders to adopy modified assessment processes suggested by the regulator and this could disadvantage trapped borrowers.

FCA interim mortgage market report
10 May 2018

Executive Director Kate Davies shares IMLA’s views on the recent FCA interim mortgage market report

The Financial Conduct Authority; Call for Inputs on Competition in the Mortgage Sector
22 December 2015

A response by the Intermediary Mortgage Lenders Association

FCA report into interest-only mortgages
02 May 2013

Peter Williams, Executive Director of the Intermediary Mortgage Lenders Association (IMLA), comments on the Financial Conduct Authority (FCA) report into interest-only mortgages

Journey to the FCA; to make financial markets work well so consumers get a fair deal
12 December 2012

Response by the Intermediary Mortgage Lenders Association