IMLA News Archive
Topic:
3.5 million first-time buyers waiting in the wings
Regulation blocking many prudent buyers from homeownership
Adviser confidence in mortgage market surges
Intermediary confidence nears historic levels, with a sharp recovery in cases placed.
IMLA predicts healthy lending growth for 2025, greater intermediary business and more remortgaging
The latest report from the IMLA The new ‘normal’—prospects for 2025 and 2026 examines the mortgage market in 2024 and presents a set of forecasts for the residential and buy-to-let mortgage markets over the next two years.
IMLA urges government to review regulatory barriers to first-time ownership
IMLA’s latest research on mortgage affordability estimates that the cumulative shortfall in first-time buyer numbers since the financial crisis reached 3.1m by the end of 2023.
Government must maintain balance between home ownership and private rental sector in 2022
The recommendation is part of IMLA’s 2022 Mortgage Market Manifesto, identifying key areas of focus for the market this year
Mortgage market set for quieter 2022 after unprecedented 2021, IMLA report predicts
The Intermediary Mortgage Lenders Association (IMLA) has published its 2022 ‘The New Normal—prospects for 2022 and 2023’ report, predicting mortgage market performance in 2022 and 2023
House price earnings ratio reaches historic high in 2021 as UK experiences mortgage affordability paradox
The latest research from the Intermediary Mortgage Lenders Association suggests that the UK is experiencing a mortgage affordablility paradox.
Reduced political uncertainty to support UK mortgage market growth in 2020 and 2021, IMLA report shows
The mortgage market is set to return to growth over the next two years, according to the latest report from the Intermediary Mortgage Lenders Association (IMLA).
IMLA launches General Election Wishlist and calls for renewed dialogue on replacing Help to Buy
The Intermediary Mortgage Lenders Association (IMLA) has launched its General Election Wishlist for the housing market. IMLA is urging the next government to focus on fixing the challenges facing the housing market, leading with a call for a new dialogue with lenders, housebuilders and the regulator on a replacement for Help to Buy, which is due to expire in 2023.
Paying a mortgage rather than renting privately could leave average consumer £350,000 better off over next 30 years, research from IMLA reveals
Today’s average homeowner could be better off by £352,500 over the next 30 years, compared to the average private renter, according to new research from the Intermediary Mortgage Lenders Association (IMLA).
Kate Davies, Executive Director of the Intermediary Mortgage Lenders Association (IMLA) commented on Ministry of Housing, Communities & Local Government’s statistics on house building and new build dwellings in England
Ministry of Housing, Communities & Local Government’s statistics on house building and new build dwellings in England
Housing policy refocus needed: first time buyer numbers stay flat despite mortgages becoming more affordable than ever
New IMLA report – The new ‘normal’ — prospects for 2016
Average home changes hands every 23 years – almost three times longer than in the 1980s
New IMLA report – The new ‘normal’ — one year on
Borrowers with dependents and low incomes hit hardest by MMR
Brokers perceive a far greater effect in terms of borrowers being turned down
IMLA comments on the final countdown to MMR implementation
Peter Williams, Executive Director of the Intermediary Mortgage Lenders Association (IMLA), comments on the final countdown to MMR implementation
IMLA comments on rising mortgage activity in the Bank of England money and credit report (Jan 2014)
Peter Williams, Executive Director of the Intermediary Mortgage Lenders Association (IMLA), comments on the latest Bank of England money and credit report
Lenders confident that stress tests will not bar most mortgage applicants
Intermediary mortgage lenders are confident that new affordability checks resulting from the Mortgage Market Review (MMR) will not significantly reduce the number of people who successfully apply for a mortgage.
IMLA: MMR has wider implications than the mortgage market
The Intermediary Mortgage Lenders Association (IMLA) has reviewed in detail the findings of the Mortgage Market Review (MMR) and, whilst recognising that the regulator has made strenuous efforts to address the concerns raised by the industry, real concerns remain at a structural level about the future health of the housing and mortgage market.