IMLA News
Remortgaging set to regain ground as affordability improves and fixed-rate cliff edge looms
Remortgaging volumes to rise to £103bn in 2026 and £110bn in 2027, up from £93bn in 2025, as improved affordability enables more borrowers to switch lender
IMLA welcomes FCA focus on advice and more realistic affordability
IMLA welcomes the FCA’s intention to explore and consult on changes that would further support first-time buyers and currently underserved groups
IMLA forecasts sustained growth in mortgage lending through 2026 and 2027
IMLA is forecasting continued growth in the UK housing and mortgage markets through 2026 and 2027, with rising lending volumes supported by falling interest rates, improving affordability and easing mortgage regulations.
Market Harborough Building Society joins IMLA
Market Harborough Building Society becomes the latest full member of the Intermediary Mortgage Lenders Association, making 54 members, including banks, building societies and specialist lenders
Intermediary confidence dips slightly in Q3 as completions remain steady
The latest Mortgage Market Tracker report from the Intermediary Mortgage Lenders Association (IMLA) shows a slight softening in intermediary confidence at the end of Q3 2025, with the timing of the Budget.
Lenders back drive for transaction clarity, speed and professionalism in property transactions
The Intermediary Mortgage Lenders Association (IMLA) has broadly welcomed the government’s consultation on reforming the home buying and selling process, describing it as a long-overdue opportunity to modernise one of the most outdated elements of the housing market.
Hands off the housing market
The Intermediary Mortgage Lenders Association (IMLA) has issued a stark warning to Chancellor Rachel Reeves against using the housing market as a convenient target for tax rises in November’s Budget, saying that such measures would fail to raise meaningful revenue and could instead choke off economic growth.
Flexible lending rules must go hand-in-hand with high-quality advice
IMLA responds to the FCA’s discussion paper on the future of the mortgage market (DP25/2), welcoming a shift toward greater regulatory flexibility, provided reforms preserve consumer protection and the central role of professional mortgage advice.
Broker confidence remains resilient in Q2 despite market cooling
The latest Mortgage Market Tracker report from IMLA shows that mortgage intermediaries remained confident in their business and the intermediary sector during Q2 2025.
3.5 million first-time buyers waiting in the wings
Regulation blocking many prudent buyers from homeownership
Adviser confidence in mortgage market surges
Intermediary confidence nears historic levels, with a sharp recovery in cases placed.
Finova joins IMLA as associate member
Finova has joined the Intermediary Mortgage Lenders Association (IMLA) as an associate member.
VAS joins IMLA as associate member
VAS has joined the Intermediary Mortgage Lenders Association (IMLA)
Suffolk Building Society joins IMLA as full member
Suffolk Building Society has joined the Intermediary Mortgage Lenders Association (IMLA)
Broker confidence wobbles post-Budget, picks up in December
Confidence in the mortgage market falters after the October budget, but brokers are more optimistic about the future of the intermediary sector than in the wider industry, with strongest confidence expressed in brokers’ own businesses.
Time to manage borrower expectations as Stamp Duty deadline approaches
Brokers who have not already done so are also being urged to contact those clients at risk of missing the reduced Stamp Duty cut-off, in order to prepare them for the worst-case scenario.
Leek Building Society becomes latest IMLA member
Leek Building Society has joined the Intermediary Mortgage Lenders Association (IMLA) as a full member, bringing the number of full and associate members to 68.
IMLA predicts healthy lending growth for 2025, greater intermediary business and more remortgaging
The latest report from the IMLA The new ‘normal’—prospects for 2025 and 2026 examines the mortgage market in 2024 and presents a set of forecasts for the residential and buy-to-let mortgage markets over the next two years.
IMLA welcomes new AMI chief executive Stephanie Charman
IMLA is delighted to learn of the appointment of Stephanie Charman as the new chief executive of the Association of Mortgage Intermediaries (AMI).
IMLA warns of unintended consequences of proposals for PRS
IMLA report on the Private Rented Sector calls for government to: recognise the importance of PRS, which houses 20% of UK households; accept that increased regulation will push up rents, and; apply policy more fairly across tenures.